Unbanked & Underbanked Studies
"Nearly one-third of the U.S. population—106 million people—are either underbanked or unbanked, according to the Federal Deposity Insurance (FDIC). That means they don’t have bank accounts or regularly make non-bank financial transactions." -Forbes.com
Join Bank On is a new program partnered with local governments and communities to provide banking services and increase the access to financial services for unbanked and underbanked. The program provides data about the unbanked and underbanked population within your community. Research Your Community
NYTimes: Unemployed Is Bad Enough; ‘Unbanked’ Can Be Worse
HuffPost: Helping the 'Unbanked' Get Affordable Financial Services
NextCity: Could the Pop-Up Bank Trend Benefit the Unbanked?
CNBC: For Many US Households Bank Account is a Luxury
MedillReports: Banking the Unbanked Isn't Easy
USAToday: Documentary Shows Cost of Being Unbanked
TimesDispatch: The Unbanked Need iInnovative Loans
USNews: Options for the Unbanked
CreditUnionTimes: Mobile Banking for the Underbanked
AmericanBanker: Are ATMs the Right Channel for Serving the Underbanked?
Forbes: Banking The Unbanked: A How-To
WashPost: Retailers Offering Financial Services to 'Unbanked'
First Data: Understanding and Serving Unbanked and Underbanked Consumers
FDIC: 2011 FDIC National Survey of Unbanked and Underbanked Households
BadCredit.org: Exploring the Credit Behaviors of Undocumented